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Pit Bull Owners and
the Ohio Revised Code
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What is a pit bull? Ohio law states that Dog Wardens are the only authorities that can legally designate whether a dog is a “pit bull-type dog.” Breeds of dogs that fall under the classification of “pit bull” in Ohio include (but are not limited to):
What
laws do Pit Bull owners need to follow?
For example, in Central Ohio, Pit Bulls are banned if you live in the city limits of Bexley or Reynoldsburg, and they are subject to additional restrictions in Gahanna. To determine if your area of residence has additional pit bull laws, please contact your local code enforcement officer. How do
I need to restrain my Pit Bull-type dog?
When your Pit Bull is off your property, you must always:
1. Be sure that the person holding the leash is an adult who is able to control the dog 2. Attach the leash/tether securely to the ground or a stationary object ONLY while an adult (who can control the dog) is right there 3. Muzzle the dog securely Do I
need insurance for my Pit Bull-type dog? Your existing homeowner’s or renter’s insurance may already cover this. Check with your insurance agent to see if your policy covers the breed of dog(s) you own. If you do not have insurance or if your existing insurance does not cover your dog, switch to a company that does not discriminate against Pit Bulls! We recommend ALL SEASONS INSURANCE (1-877-GO-BUCKS) and Farmers Insurance (614-443-5000, ask for Angel). You can also call us for a list of non-discriminatory insurance companies. Alternatively, you can purchase a “personal umbrella liability policy” to provide the mandatory liability coverage, as long as the umbrella policy covers canine-inflicted injuries.
Questions? State of Ohio Breed-Specific Legislation: Click here to view the actual Ohio Revised Code regarding Pit Bulls. Pit Bull Breed-Specific Legislation and Pit Bull Bans in Ohio Communities: Click here to view the local BSL and pit bull bans in the state of Ohio laws.
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Obtaining Canine Liability Insurance for Your Pit BullTo obtain canine
liability coverage (the $100,000 coverage mandated by Ohio
law), please contact:
Angel at Farmer's Insurance Geico (ask for Pit Bull Liability Insurance for
Renters) Matt at All
Seasons Insurance Lester Kalmanson
Agency Maitland, Florida Insurance companies may their rates on breed, weight, age, gender and bite history. Proof of obedience training or other specialized training is also helpful because it demonstrates the responsibility of the owner. Alternatively, if you have homeowner insurance or renters insurance, and it does not cover canine inflicted injures, talk to your insurance agent about purchasing a "personal umbrella liability policy." It is form of umbrella liability insurance for individuals and their families. It provides coverage for (1) excess liability over underlying liability coverage (homeowners, auto) and (2) some of the liability exposures excluded by underlying policies, which might include canine liability (but be sure to check!). There is no standard form for this kind of policy, but generally the form requires the maintenance of underlying homeowners and auto liability policies with minimum combined single liability limits of $300,000 each. The important thing is to ascertain that the umbrella policy under consideration does not exclude canine inflicted injuries
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